STUDENT ACCUSED OF STEALING GH¢24,849 FROM GCB CUSTOMERS USING SWAPPED ATM CARDS
Dansoman Circuit Court hears alleged impersonation of bank staff at Ministries ATM
A student has been arraigned before the Dansoman Circuit Court for allegedly using stolen GCB Bank automated teller machine (ATM) cards to withdraw a total of GH¢24,849 from the accounts of two customers.
The accused, Regan Kwesi Egbe Addo, also known as Morgan Addo, has been charged with two counts of stealing in separate cases. He pleaded not guilty to all charges when he appeared before the court.
Prosecuting, Chief Inspector Christopher Wonder told the court that the first incident occurred on September 17, 2025, at the Ministries ATM in Accra. According to the prosecution, Addo posed as a staff member of GCB Bank and approached a customer who was attempting to withdraw cash.
The court heard that the accused deceived the complainant into following him to the Société Générale Ghana Bank Premier Towers branch under the guise of offering assistance. While at the ATM, Addo allegedly stood behind the customer as he entered his personal identification number (PIN), before requesting to “clean” the chip on the ATM card. During the process, the accused is said to have swapped the card without the customer’s knowledge.
Using the stolen card, Addo allegedly withdrew GH¢14,949 from the complainant’s account at various ATMs across Accra, including locations at the Kempinski Hotel and the Airport City Shell Fuel Station.
Investigations by the Ministries Police Station, supported by closed-circuit television (CCTV) footage obtained from GCB Bank, reportedly helped trace the movements of both the accused and the complainant.
In a second case, the prosecution said Addo used a similar modus operandi on December 23, 2025, to withdraw GH¢9,900 from the account of a female GCB Bank customer who works at the Ministry of Fisheries. The incident allegedly occurred around 4:40 p.m.
The victim later reported the matter to the police after learning that the accused had been arrested and placed on a wanted list for alleged ATM card thefts within the Accra Central Division.
The court granted Addo bail and adjourned the case to March 11, 2026, for a case management conference. It also directed the prosecution to file witness statements and all relevant disclosures ahead of the next hearing.
The case has renewed public concern over ATM-related fraud in Accra, with police continuing to urge customers to remain vigilant and avoid accepting unsolicited assistance at cash machines.
Source:NKONKONSA.com
